SECURITY TIPS FOR ATM USERS
Security is a big concern in the ATM industry. Using your ATM/debit card is a simple, hassle-free way to get cash, make deposits, check account balances, transfer funds, make purchases and more. To enjoy these benefits one has to also be cautious during its usage.
Here are few important safety tips:
1. Treat your card like cash. Always keep your card in a safe place.
2. Keep your “PIN” a secret. ATM transactions and PIN debit purchase require the use of a secret code known as a personal identification number or PIN. Memorize your PIN, and never write it on your card or store it with your card. Never let someone else enter your PIN for use.
3. Do not disclose information about card over the telephone. No one needs to know your PIN, not even your financial institution. If you perform transaction over the telephone using your ATM/debit card, never disclose your PIN.
4. Do not expose your card’s magnetic stripe to magnetic objects. Magnetic objects can damage your card.
5. Report a lost or stolen card at once. Promptly call your financial institution if your card is lost or stolen to reduce the chance that it will be used improperly. Prompt notice of lost or stolen cards will also limit your potential liability for unauthorized transactions.
6. Always observe the ATM surrounding before conducting a transaction. If anyone or anything appears to be suspicious, leave the area at once. If you drive to an ATM, park as close as possible to the ATM. Observe the entire area from the safety of your car before getting out.
7. If an ATM is obstructed from view or poorly lit, go to another ATM. If possible, report the problem to the financial institution that operates the ATM.
8. Minimize the time spent at the ATM when conducting a transaction. Have your card out and ready to use. Do not allow a stranger to assist you in making a transaction, even if you have trouble or your card gets stuck. When your transaction is complete, put your card, money and receipt away and immediately leave the area. Never count your money while at the ATM.
9. Block the view of others when using the ATM. Stand between the ATM and anyone waiting to use the ATM. Shield the keypad as necessary when entering your PIN and transaction amount.
10. If you see anyone or anything suspicious, cancel your transaction and leave the area at once. If anyone follows you go immediately to a crowded, well-lit area and call the police.